{
  "county_name": "Harris County",
  "county_fips": "48201",
  "whole_record": {
    "as_of": "2026-05",
    "window": "whole NFIP record",
    "claims": 135381,
    "total_paid_usd": 6803223009.670009,
    "nominal": true,
    "dollar_note": "nominal dollars — not adjusted for inflation",
    "first_year": 1978,
    "last_year": 2026,
    "peak_year": 2017,
    "peak_share": 0.31027249023127323
  },
  "normalized_context": {
    "policies_per_1000_homes": {
      "as_of": "2026-07-20",
      "value": 99.31744351571339,
      "state_rank": 11,
      "ranked_counties": 254
    },
    "paid_claims_per_1000_homes": {
      "as_of": "2026-05",
      "value": 0.7873646228210597,
      "state_rank": 34,
      "ranked_counties": 254,
      "from_year": 2020,
      "through_year": 2024
    }
  },
  "claims_by_year": {
    "as_of": "2026-05",
    "nominal": true,
    "dollar_note": "nominal dollars — not adjusted for inflation",
    "provisional_years": [
      2025
    ],
    "series": [
      {
        "year": 1978,
        "claims": 106
      },
      {
        "year": 1979,
        "claims": 6417
      },
      {
        "year": 1980,
        "claims": 352
      },
      {
        "year": 1981,
        "claims": 3595
      },
      {
        "year": 1982,
        "claims": 251
      },
      {
        "year": 1983,
        "claims": 4573
      },
      {
        "year": 1984,
        "claims": 917
      },
      {
        "year": 1985,
        "claims": 385
      },
      {
        "year": 1986,
        "claims": 124
      },
      {
        "year": 1987,
        "claims": 336
      },
      {
        "year": 1988,
        "claims": 21
      },
      {
        "year": 1989,
        "claims": 4651
      },
      {
        "year": 1990,
        "claims": 43
      },
      {
        "year": 1991,
        "claims": 224
      },
      {
        "year": 1992,
        "claims": 2440
      },
      {
        "year": 1993,
        "claims": 317
      },
      {
        "year": 1994,
        "claims": 2906
      },
      {
        "year": 1995,
        "claims": 187
      },
      {
        "year": 1996,
        "claims": 213
      },
      {
        "year": 1997,
        "claims": 1247
      },
      {
        "year": 1998,
        "claims": 3128
      },
      {
        "year": 1999,
        "claims": 456
      },
      {
        "year": 2000,
        "claims": 152
      },
      {
        "year": 2001,
        "claims": 20015
      },
      {
        "year": 2002,
        "claims": 2469
      },
      {
        "year": 2003,
        "claims": 1256
      },
      {
        "year": 2004,
        "claims": 212
      },
      {
        "year": 2005,
        "claims": 167
      },
      {
        "year": 2006,
        "claims": 2125
      },
      {
        "year": 2007,
        "claims": 1154
      },
      {
        "year": 2008,
        "claims": 8673
      },
      {
        "year": 2009,
        "claims": 4239
      },
      {
        "year": 2010,
        "claims": 186
      },
      {
        "year": 2011,
        "claims": 12
      },
      {
        "year": 2012,
        "claims": 699
      },
      {
        "year": 2013,
        "claims": 325
      },
      {
        "year": 2014,
        "claims": 211
      },
      {
        "year": 2015,
        "claims": 5874
      },
      {
        "year": 2016,
        "claims": 6936
      },
      {
        "year": 2017,
        "claims": 42005
      },
      {
        "year": 2018,
        "claims": 111
      },
      {
        "year": 2019,
        "claims": 4116
      },
      {
        "year": 2020,
        "claims": 184,
        "median_paid_usd": 12404.16
      },
      {
        "year": 2021,
        "claims": 129,
        "median_paid_usd": 14789.19
      },
      {
        "year": 2022,
        "claims": 86,
        "median_paid_usd": 18774.17
      },
      {
        "year": 2023,
        "claims": 88,
        "median_paid_usd": 20202.44
      },
      {
        "year": 2024,
        "claims": 1023,
        "median_paid_usd": 23913.68
      },
      {
        "year": 2025,
        "claims": 32,
        "provisional": true,
        "median_paid_usd": 5218.45
      },
      {
        "year": 2026,
        "claims": 13,
        "year_to_date": true
      }
    ]
  },
  "sources": {
    "as_of": {
      "nfip_claims": "2026-05",
      "nfip_policies": "2026-07-20",
      "declarations": "2026-07",
      "noaa": "2026-03",
      "sdwis": "2026Q3",
      "acs": "2026-07-20"
    },
    "items": [
      {
        "name": "FEMA — NFIP Redacted Claims v2",
        "url": "https://www.fema.gov/openfema-data-page/fima-nfip-redacted-claims-v2",
        "as_of": "2026-05",
        "public_domain": true
      },
      {
        "name": "FEMA — NFIP Redacted Policies v2",
        "url": "https://www.fema.gov/openfema-data-page/fima-nfip-redacted-policies-v2",
        "as_of": "2026-07-20",
        "public_domain": true
      },
      {
        "name": "FEMA — Disaster Declarations Summaries v2",
        "url": "https://www.fema.gov/openfema-data-page/disaster-declarations-summaries-v2",
        "as_of": "2026-07",
        "public_domain": true
      },
      {
        "name": "NOAA — Storm Events Database",
        "url": "https://www.ncdc.noaa.gov/stormevents/",
        "as_of": "2026-03",
        "public_domain": true
      },
      {
        "name": "EPA — Safe Drinking Water Information System",
        "url": "https://enviro.epa.gov/envirofacts/sdwis/search",
        "as_of": "2026Q3",
        "public_domain": true
      },
      {
        "name": "US Census — American Community Survey (5-year)",
        "url": "https://www.census.gov/programs-surveys/acs",
        "as_of": "2026-07-20",
        "public_domain": true
      }
    ]
  }
}