Research
Evidence for better local decisions
Independent, decision-focused analysis of public disaster, insurance, weather, and community data.
COUNTYGUARD RESEARCH
How Often a Declared County Is Actually Covered for Household Assistance
Across 8,442 county designations in 605 federal disaster declarations in Colorado, Oklahoma and Texas, 30.5% carry a household-assistance flag — and almost all of that sits inside major-disaster declarations, where the share is 50.2% against 0.07% for emergencies and zero for fire management.
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COUNTYGUARD RESEARCH
How Many Records of One Event Type Appear Within an Episode
Across qualifying state-year-event-type cells in Colorado, Ohio, Oklahoma, Pennsylvania and Texas in complete calendar years 2015 through 2025, hail and thunderstorm wind run at a median of 3 records of the named type within an episode, with 90th percentiles of 16 and 13 and maxima of 160 and 170.
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COUNTYGUARD RESEARCH
Rows and System IDs Match in a Five-State Snapshot
In the governed inventory snapshot for Colorado, Ohio, Oklahoma, Pennsylvania and Texas, 9,672 physical county rows correspond to exactly 9,672 distinct public water system identifiers, so for these five states in this snapshot a row count and a system count return the same number.
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Public records
How Often the Official Storm-Damage Record Carries a Damage Value
How often county-coded NOAA storm events carry a stored property-damage value across five states from 2015 to 2025, and how far that share differs between states for the same event type and year.
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Disaster assistance
Recurring County Gaps in FEMA IHP Approval Rates Across Seven Texas Disasters
A same-disaster analysis of recurring county differences in FEMA IHP approval rates across seven Texas disasters.
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