Texas flood damage statistics (2026)

Each sentence below is computed from the published federal record, dated to that record, and paired with the source in the sentence.

Quotable statistics

1. Texas has 301,687 claims with recorded NFIP building payments, as of May 2026, according to FEMA’s NFIP Redacted Claims v2 dataset.
2. Texas NFIP claims carry $13.39 billion in recorded building payments, as of May 2026, according to FEMA’s NFIP Redacted Claims v2 dataset.
3. The statewide Texas paid-building-claim record begins with 1978 dates of loss, as of May 2026, according to FEMA’s NFIP Redacted Claims v2 dataset.
4. The Texas record contains paid building claims in 49 distinct loss years, as of May 2026, according to FEMA’s NFIP Redacted Claims v2 dataset.
5. Loss year 2017 contributes 75,681 Texas claims with recorded building payments, as of May 2026, according to FEMA’s NFIP Redacted Claims v2 dataset.
6. Loss year 2017 accounts for 25.1% of the statewide Texas paid-building claims with a recorded loss year, as of May 2026, according to FEMA’s NFIP Redacted Claims v2 dataset.
7. The median Texas loss year with a recorded building payment contains 2,049 claims, as of May 2026, according to FEMA’s NFIP Redacted Claims v2 dataset.
8. FEMA’s NFIP record assigns paid building claims to 215 Texas counties, as of May 2026, according to FEMA’s NFIP Redacted Claims v2 dataset.
9. 107 Texas counties meet the 50-claim minimum for a whole-record county ranking, as of May 2026, according to FEMA’s NFIP Redacted Claims v2 dataset.
10. Texas county records meeting the whole-record ranking minimum account for 99.6% of statewide paid-building claims, as of May 2026, according to FEMA’s NFIP Redacted Claims v2 dataset.
11. 22 Texas counties have at least 1,000 paid building claims on record, as of May 2026, according to FEMA’s NFIP Redacted Claims v2 dataset.
12. 11 Texas counties have one loss year holding at least 30.0% of their recorded building payments, as of May 2026, according to FEMA’s NFIP Redacted Claims v2 dataset.
13. The first 15 ranked Texas county records by building payments account for 93.6% of the statewide recorded payment total, as of May 2026, according to FEMA’s NFIP Redacted Claims v2 dataset.
14. FEMA’s NFIP Redacted Claims v2 dataset marks loss year 2025 as provisional because the claims record is complete only through May 2026.

County records ranked by recorded building payments

The same whole-record county ranking used by the state Ledger. Counties below its publication threshold are combined in the final row.

Methodology and citation

Read the methodology hub and the whole-record method. Download the county summary CSV, claims-by-year CSV, or data dictionary.

Dataset: The Texas Water Damage Ledger · DOI 10.5281/zenodo.21673247. License: CC BY 4.0 (compilation © Eldhurst LLC).

Published by Neha Malik, Publisher — Eldhurst LLC, who is accountable for what this site publishes. Countyguard is not a licensed adjuster, contractor, engineer, or attorney. Corrections and questions: support@countyguard.com.